Debt Services

Debt Relief Order

A debt relief order can help if you are struggling or unable to pay your debts and live in England and Wales. You must be on a very low income, have no more than £300 worth of assets and debts of less than £15,000.

A debt relief order usually lasts for a year and, during that time, none of the people you owe money to will be able to take action against you to get their money back.  At the end of the year, you will be free of all the debts listed in the order.

You can only apply for a debt relief order if you meet certain conditions:

  • You have qualifying debts of £15,000 or less (the debts must be of a certain type)
  • You have spare available income of £50 or less a month after paying normal household expenses
  • Your assets and any savings are worth £300 or less
  • Your motor vehicle must be worth £1,000 or less
  • In the last 3 years you must have lived, had a property or carried on a business in England or Wales

You will have to pay a £90 fee to apply for a debt relief order. The order will be published on the Individual Insolvency Register which is available to the public and your name and address will remain on the register for 15 months.

Contact an expert for professional help and advice

Our team member below will be able to help with all your questions

Jeremy Frost

CEDR Accredited Mediator & Licensed Insolvency Practitioner

Operating nationwide throughout the UK

At Frost Group, we want to make things as easy as possible for you. That is why, if you can’t come to us, we’ll come to you. We operate face to face, nationwide meetings, wherever is most convenient for you.

Contact us

Do you need our help? Get in touch with us today and find out how we can work with you.
Get in touch


Clockwise, Old Town Hall
30 Tweedy Road
Bromley, BR1 3FE


Court House,
Old Police Station South Street,
Ashby de la ZouchLE65 1BR


86-90 Paul Street

Proud members of

Authorised by

Frost Group Limited is authorised by the Financial Conduct Authority. Authorisation number 669247.