Debt Services

Business Debt

We provide business with a range of debt services to support them at various stages of their lifecycle:

  • Business advice for companies that need support to develop and grow
  • Rescue and turnaround services for companies that are struggling
  • Insolvency in business
  • Tax efficient ways of closing a solvent business
  • Credit management and debt collection

Business Debt Solutions

If you are in debt as a business, or dealing with insolvency in business, we can help. Our experienced team have a range of business debt solutions that can be used to help your situation. While business debt can be very hard to cope with it doesn't always mean the end of the road. There are a number of actions we can help you take to help deal with the dbt and keep the business moving forward.

Why choose Frost Group?

Our Insolvency Practitioners have many years of experience with businesses struggling with insolvency and debt. Experience does count but so too does a pragmatic and sympathetic approach. We will endeavour to provide solutions that will help to put your mind at rest and at no point will we leave you or your business without help.

If you want honest and clear advice and someone to tell it to you 'as it is' give us a call today and see what we can do for you. Whatever you do, please don't do it alone. It can be a frightening time for you but it is possible to solve business problems especially cashflow problems.

Is your business experiencing difficulties?

If your company is insolvent or you think it might be, do not panic, it may only be a temporary problem and you may trade out of it. However you MUST seek further advice, otherwise, if it goes under at a much later date, you could find yourself answering some tricky questions and possibly being asked to contribute towards the deficiency to creditors.

If you feel you may need a receivership company speak to us today and we will help you navigate the complex world of insolvency in business.

The earlier you talk to us, the more options are likely to be available to you.

Jeremy Frost

There are many warning signs that a business is in difficulty and could be insolvent. Today businesses have to operate in an unforgiving business environment with pressures in many forms and coming from many different directions.

If any of the following seem familiar, unfortunately your business could be at risk:

  • Your bank overdraft is always at its limit
  • Paying creditors is difficult and cashflow is always stretched to the limit
  • Debtors are not paying on time
  • Factoring companies are involved but there is a breakdown in communication
  • HMRC and VAT are not being paid regularly or paid on time
  • You have borrowed money against your home and can't take money out of the business to live - your personal debt situation is increasing
  • It is possible a winding up petition could be served

Informal arrangements

We are one of the few Insolvency Practices to hold FCA - Financial Conduct Authority regulation which means we are authorised to assist you with dealing with your personal debts outside of a formal insolvency procedure.  Not all Insolvency Practitioners are regulated to do this and we are proud to uphold the robust standards required of us by the FCA.

If debts are taking over your life we can negotiate with your creditors to reduce monthly payments to amounts which you can afford.  Our informal arrangements are not debt management plans and all initial advice is free and completely confidential.

We have built up an excellent rapport with credit providers and are often able to get your interest and charges frozen, and depending on your circumstances, some of your debt can be written off too. There are no upfront costs.

Most importantly we can help you manage your debts without the need to add to them with another loan.  Once we get your finances back in order, you will be able to get your life back in order.

Our informal arrangement service is available nationwide from our offices in Croydon and London. We take pride in offering bespoke and professional advice and know the damage and stress that debt can cause.


Everyone can find themselves in financial difficulty.

If your finances are spiralling out of control and you have no financial confidence, perhaps you have credit cards, high interest loans and other financial commitments, you can always do something pro-active to resolve your debt problems.

We can help you to get your financial health back on track. This starts by talking through your current financial circumstances, explaining your options and pointing you in the right direction.

It may be that a debt consolidation loan will pay off your existing debts and leave you with a manageable monthly repayment, perhaps over a longer period of time and at a lower interest rate. We will help you to weigh up all the alternatives to reduce your debts and most importantly help you to analyse your budget first.

Our team includes bankers and financiers who have considerable experience in preparing bank and credit applications. They will give you an advantage when re-financing or re-negotiating existing banking terms and also look at how much debt you have outstanding and your credit risk. We will help you to consider if you are able to cope with a loan repayment especially if your property has to be used as security against a loan.

Find out more

Our Insolvency and Business Advice service operates nationwide from our offices in Croydon and London. We take pride in offering bespoke and professional advice and know the damage and stress that debt can cause

All initial advice is free and confidential. If you would like to talk to us in confidence, we are only a phone call away on 0345 260 0101 or 07714 099691 (out of hours). We are usually able to arrange same day appointments and can move with speed and efficiency to sort out your problems.

We also offer other business rescue services including business restructuring.

Contact an expert for professional help and advice

Our team member below will be able to help with all your questions

Jeremy Frost

CEDR Accredited Mediator & Licensed Insolvency Practitioner

Operating nationwide throughout the UK

At Frost Group, we want to make things as easy as possible for you. That is why, if you can’t come to us, we’ll come to you. We operate face to face, nationwide meetings, wherever is most convenient for you.

Contact us

Do you need our help? Get in touch with us today and find out how we can work with you.
Get in touch


Clockwise, Old Town Hall
30 Tweedy Road
Bromley BR1 3FE


Court House,
Old Police Station South Street,
Ashby de la Zouch LE65 1BR


86-90 Paul Street

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Authorised by

Frost Group Limited is authorised by the Financial Conduct Authority. Authorisation number 669247.